Stoyne Vassilev is a certified financial coach, owner of the most popular personal finance website in Bulgaria — SmartMoney.bg, as well as Chairman of the Management Board of the Bulgarian Association of Personal Financial Consultants (BALFC). He is the author of the first Bulgarian book on financial literacy — “Smart Money”, which became a bestseller after its launch. Stoyne has more than 15 years of professional experience in managerial positions in the financial sphere in large international and Bulgarian companies such as EY, KBC, BDO, Raiffeisen Bank, Procredit Bank and VMFG. He is the founder of the first Academy of Personal Finance and Investment in Bulgaria, which has already had 7 editions in a row.